Backfill: April 17AND I looked at the Border Collie puppy again. And again. I'd love to take her home, but I just don't think I can afford her. I mentioned what I thought I could afford; now I wait to see whether they are willing to go anywhere near that. I think they won't. Sigh. The initial response was to let me pay the full price but on a payment schedule of however long I wanted. The issue isn't not having the money *now*--the issue is not having the money.
I could drop still more agility events for the year, I suppose, than I'm already planning on dropping... but that wouldn't be fun and I'd resent it. I'm already working on paying off money borrowed (against my home equity) for a few necessary expenses this year, and I really don't want to add more to my debt load. I could, um, make *all* of my meals from scratch for about 6 months rather than eating frozen dinners as often as I do--I'm fairly certain I'd save enough money by doing that, but I'm also absolutely certain that I wouldn't manage the time and effort, certainly not for that long. I've already cancelled my earthquake insurance to allow me to keep doing agility, which I'm also not happy about. I'm pretty much out of things to do without.
I hadn't budgeted for an expensive dog. Just training and vet bills and such were enough to make me squeak when pondering a new dog.
Life is hard when you haven't won the lottery yet. Maybe buying a ticket would help.