a Taj MuttHall Dog Diary: Paperwork! Money!

Tuesday, September 13, 2022

Paperwork! Money!

SUMMARY: Oooooooh closing is so close!

I can't believe it has been a month since I said I'd post something daily. Hahahaha actually I am not that surprised. I have been busy, but not significantly with the house buying process.

Now, badda-bing, badda-boom, THE NEXT BIG THING HAS HAPPENED.

The Title Company* left me voicemail late yesterday (Monday) afternoon while I was out touristing that the paperwork is ready for me to sign! And they calculated how much my total payment will be! 

Thar she be! Nice green lawn (it isn't right now because it's summer and not much rain).
Patio with pergola and raised flower planters on the near side.
Small shed on the far side against the fence.
The approximate floor plan! (I'll do a larger version later.)
And my three neighbors on my cul de sac.

Today they gave me a link to a few short documents on DocuSign identifying what my final payment consists of, identifying the buyer and seller, specifying what The Title Company is allowed/not allowed to do and what they will do. Basically that's it. 

So I DocuSigned the docu's. Next, I needed to send them a whole castle-full of money. From two different banks because I split the money up from the sale of my previous house:

  • Big Credit Union T*, back down in San Jose, had an online wire form that was easy to fill out and submit there. Someone called me back shortly thereafter to ask questions verifying my identity and asking things like, does this agreement require you to pay unidentified additional monies or ask for money back afterwards. Also whether I know that the property I'm buying actually exists.
  • Tiny Credit Union P*, here in tiny Port Townsend, does not have an online form; not even a form online to print and fill out. Have to go in to talk to them. Good thing the one in San Jose isn't like that. When I arrived, someone else occupied the seat with the manager that I needed to occupy to have this done, I waited nearly half an hour. Actually setting up the wire transfer took no more than 10 minutes. They asked similar questions, including whether I knew that The Title Company truly existed and was truly a legit business who would not be a fly-by night thang. (I am paraphrasing all the questions for poetic license.)
So, THAT BIG THING FULL OF MONEY will be out of my figurative hands tomorrow, and into the new owner's hand this coming Monday, and then SOMEONE WILL HAND ME THE KEYS! 

So excited! So broke. [wide eyes not panicking too much really]

* All company names changed to protect--oh, who knows. But I did it here anyway.


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